/* Bristol and Bath Financial Services, site styles (v3) */
:root{
  color-scheme: light;
  --bg:#FBF9F5; --paper:#FFFFFF; --panel:#F3EFE8; --panel-2:#E9E3D8;
  --ink:#1A2420; --ink-2:#48524D; --ink-3:#737B76; --line:#E4DED3; --line-2:#CFC7B9;
  --teal:#0A8A71; --teal-dk:#07705C; --teal-50:#E4F1EC; --stone:#B99A6B;
  --foot:#1B2622;
  --f-sans:"Schibsted Grotesk", "Helvetica Neue", Arial, sans-serif;
  --f-serif:"Source Serif 4", Georgia, "Times New Roman", serif;
  --f-hand:"Caveat", "Segoe Print", "Bradley Hand", cursive;
  --wrap:1200px; --gut:clamp(16px,4vw,40px); --r:3px;
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--f-sans);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--teal-dk);text-underline-offset:3px;text-decoration-thickness:1px}
a:hover{color:var(--ink)}
:focus-visible{outline:2px solid var(--teal);outline-offset:3px}
p{margin:0 0 1em}
p:last-child{margin-bottom:0}
h1,h2,h3,h4{margin:0;color:var(--ink);font-family:var(--f-sans);text-wrap:balance}
h1{font-size:clamp(36px,4.4vw,58px);font-weight:700;line-height:1.08;letter-spacing:-.022em}
h2{font-size:clamp(26px,2.6vw,36px);font-weight:700;line-height:1.15;letter-spacing:-.015em}
h3{font-size:19px;font-weight:600;line-height:1.3;letter-spacing:-.005em}
.wrap{max-width:var(--wrap);margin-inline:auto;padding-inline:var(--gut)}
.narrow{max-width:780px}
.standfirst{font-family:var(--f-serif);font-size:clamp(19px,1.6vw,22px);line-height:1.5;color:var(--ink-2);max-width:60ch}
.serif{font-family:var(--f-serif)}
.muted{color:var(--ink-2)}
.small{font-size:14.5px}
.label{font-size:13px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-3)}
.sec{padding-block:clamp(56px,7vw,96px);border-top:1px solid var(--line)}
.sec.flush{border-top:0}
.sec.panel{background:var(--panel);border-top:0}

/* two-column "label" layout: heading left, content right */
.row{display:grid;grid-template-columns:4fr 8fr;gap:clamp(24px,5vw,72px);align-items:start}
.row > .head{position:sticky;top:110px}
.row > .head p{margin-top:14px;color:var(--ink-2)}
.row > .head .btn,.row > .head .link{margin-top:20px}
@media (max-width:900px){.row{grid-template-columns:1fr}.row > .head{position:static}}

/* buttons & links */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 22px;border-radius:var(--r);font:600 16px/1.2 var(--f-sans);text-decoration:none;border:1.5px solid transparent;cursor:pointer;white-space:nowrap;transition:background .15s, color .15s, border-color .15s}
.btn-primary{background:var(--teal-dk);color:#fff}
.btn-primary:hover{background:var(--ink);color:#fff}
.btn-secondary{border-color:var(--ink);color:var(--ink);background:transparent}
.btn-secondary:hover{background:var(--ink);color:#fff}
.btn-white{background:#fff;color:var(--ink)}
.btn-white:hover{background:var(--teal-50);color:var(--ink)}
.btn svg{width:16px;height:16px;flex:none}
.btn-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.link{display:inline-flex;align-items:center;gap:8px;font-weight:600;color:var(--teal-dk);text-decoration:underline;text-underline-offset:4px}
.link:hover{color:var(--ink)}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(251,249,245,.97);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:84px}
.brand{flex:none}
.brand img{height:48px;width:auto}
.nav{display:flex;align-items:center;gap:0}
.nav > a,.nav .dd > button{font:500 15.5px/1 var(--f-sans);color:var(--ink);text-decoration:none;padding:31px 12px 29px;background:none;border:0;border-bottom:3px solid transparent;cursor:pointer;display:inline-flex;align-items:center;gap:6px;white-space:nowrap}
.nav > a:hover,.nav .dd > button:hover{color:var(--teal-dk)}
.nav a[aria-current="page"],.nav .dd.current > button{border-bottom-color:var(--teal)}
.nav .dd{position:relative}
.nav .dd > button svg{width:11px;height:11px;transition:transform .2s}
.nav .dd.open > button svg{transform:rotate(180deg)}
.dd-menu{position:absolute;top:100%;left:0;min-width:320px;background:var(--bg);border:1px solid var(--line);border-top:3px solid var(--teal);box-shadow:0 18px 40px -24px rgba(20,32,28,.35);padding:6px 0;display:grid}
.dd-menu a{display:grid;gap:1px;padding:12px 20px;text-decoration:none;color:var(--ink);font-weight:600;font-size:15.5px}
.dd-menu a span{font-weight:400;font-size:14px;color:var(--ink-3)}
.dd-menu a:hover{background:var(--panel)}
.dd-menu a[aria-current="page"]{color:var(--teal-dk)}
.hdr-actions{display:flex;align-items:center;gap:18px}
.hdr-phone{display:grid;text-align:right;line-height:1.25;text-decoration:none;color:var(--ink);white-space:nowrap}
.hdr-phone small{font-size:12.5px;color:var(--ink-3)}
.hdr-phone b{font-size:18px;font-weight:700}
.menu-toggle{display:none;width:46px;height:46px;border-radius:var(--r);border:1.5px solid var(--line-2);background:#fff;cursor:pointer;align-items:center;justify-content:center}
.menu-toggle span,.menu-toggle span::before,.menu-toggle span::after{display:block;width:18px;height:2px;background:var(--ink);position:relative;transition:transform .25s, background .25s}
.menu-toggle span::before,.menu-toggle span::after{content:"";position:absolute;left:0}
.menu-toggle span::before{top:-6px}.menu-toggle span::after{top:6px}
.nav-open .menu-toggle span{background:transparent}
.nav-open .menu-toggle span::before{transform:translateY(6px) rotate(45deg)}
.nav-open .menu-toggle span::after{transform:translateY(-6px) rotate(-45deg)}
.mobile-nav{border-top:1px solid var(--line);background:var(--bg);padding:8px var(--gut) 28px;max-height:calc(100vh - 84px);overflow:auto}
.mobile-nav a{display:block;padding:14px 0;border-bottom:1px solid var(--line);text-decoration:none;color:var(--ink);font-size:17px;font-weight:600}
.mobile-nav .sub a{padding-left:16px;font-weight:400;color:var(--ink-2)}
.mobile-nav .btn{display:flex;margin-top:20px;border-bottom:0;color:#fff}
@media (max-width:1240px){.hdr-phone{display:none}}
@media (max-width:1100px){.nav{display:none}.menu-toggle{display:inline-flex}.hdr-phone{display:grid}}
@media (max-width:620px){.brand img{height:38px}.hdr-phone{display:none}.hdr-actions .btn{padding:12px 14px;font-size:15px}}
@media (max-width:380px){.hdr-actions .btn{display:none}}

/* breadcrumb */
.crumbs{font-size:14px;color:var(--ink-3);margin-bottom:26px;display:flex;flex-wrap:wrap;gap:8px}
.crumbs a{color:var(--ink-2)}
.crumbs .sep{color:var(--line-2)}

/* page intro (home and inner) */
.intro{padding-block:clamp(40px,5.5vw,80px) clamp(40px,5vw,72px)}
.intro-grid{display:grid;grid-template-columns:7fr 5fr;gap:clamp(28px,6vw,96px);align-items:start}
.intro .standfirst{margin-top:22px}
.intro .btn-row{margin-top:30px}
.intro .call-line{margin-top:18px;font-size:15.5px;color:var(--ink-2)}
.intro .call-line a{color:var(--ink);font-weight:700;text-decoration:none}
.home-intro h1{font-size:clamp(40px,5.2vw,68px)}
@media (max-width:900px){.intro-grid{grid-template-columns:1fr}}

/* key facts list */
.facts{margin:0;border-top:2px solid var(--ink)}
.facts div{display:grid;grid-template-columns:150px 1fr;gap:16px;padding-block:15px;border-bottom:1px solid var(--line)}
.facts dt{font-size:14px;color:var(--ink-3);padding-top:2px}
.facts dd{margin:0;font-weight:600;line-height:1.4}
.facts dd strong{font-size:24px;font-weight:700;display:block;letter-spacing:-.01em}
@media (max-width:480px){.facts div{grid-template-columns:1fr;gap:2px}}

/* full-bleed photo */
.photo-band{margin:0;position:relative;background:var(--panel-2)}
.photo-band img{width:100%;height:clamp(240px,34vw,460px);object-fit:cover;object-position:50% 68%}
.photo-band figcaption{max-width:var(--wrap);margin-inline:auto;padding:12px var(--gut) 0;font-size:14px;color:var(--ink-3)}
.photo{margin:0}
.photo img{width:100%;height:100%;object-fit:cover}
.photo figcaption{font-size:14px;color:var(--ink-3);margin-top:10px}

/* service index list */
.index{list-style:none;margin:0;padding:0;border-top:2px solid var(--ink)}
.index li{border-bottom:1px solid var(--line)}
.index a{display:grid;grid-template-columns:minmax(200px,1fr) 1.4fr 24px;gap:24px;align-items:baseline;padding:22px 4px;text-decoration:none;color:var(--ink);transition:background .15s}
.index a:hover{background:var(--panel)}
.index a:hover h3{color:var(--teal-dk)}
.index h3{font-size:21px}
.index p{margin:0;color:var(--ink-2);font-size:16px}
.index .arr{color:var(--teal-dk);font-size:20px;line-height:1;align-self:center}
@media (max-width:720px){.index a{grid-template-columns:1fr 24px;gap:6px 16px}.index p{grid-column:1}.index .arr{grid-row:1 / span 2;grid-column:2}}

/* plain table */
.table-wrap{overflow-x:auto}
.table{width:100%;border-collapse:collapse;font-size:16px;min-width:480px}
.table th,.table td{padding:16px 12px 16px 0;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
.table thead th{font-size:13px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-3);border-bottom:2px solid var(--ink)}
.table td.num{text-align:right;font-weight:700;white-space:nowrap;font-variant-numeric:tabular-nums;padding-right:0}
.table th.num{text-align:right;padding-right:0}
.table small{display:block;color:var(--ink-3);font-size:14.5px;margin-top:2px}
.table .zero{color:var(--teal-dk)}

/* numbered process */
.process{list-style:none;margin:0;padding:0;counter-reset:s;border-top:2px solid var(--ink)}
.process li{counter-increment:s;display:grid;grid-template-columns:64px 1fr 1.5fr;gap:24px;padding-block:22px;border-bottom:1px solid var(--line);align-items:baseline}
.process li::before{content:counter(s);font-size:30px;font-weight:700;color:var(--teal-dk);line-height:1}
.process h3{font-size:19px}
.process p{margin:0;color:var(--ink-2)}
@media (max-width:720px){.process li{grid-template-columns:48px 1fr;gap:6px 16px}.process p{grid-column:2}}

/* ticks */
.ticks{list-style:none;padding:0;margin:0;display:grid;gap:0;border-top:1px solid var(--line)}
.ticks li{position:relative;padding:12px 0 12px 30px;border-bottom:1px solid var(--line);line-height:1.5}
.ticks li::before{content:"";position:absolute;left:0;top:13px;width:21px;height:21px;background:url("../img/hand-tick.svg") center/contain no-repeat}
.ticks.cols{grid-template-columns:1fr 1fr;column-gap:32px}
@media (max-width:640px){.ticks.cols{grid-template-columns:1fr}}

/* comparison figures */
.figures{display:grid;grid-template-columns:repeat(3,1fr);border-top:2px solid var(--ink);margin-top:8px}
.figures div{padding:18px 18px 18px 0;border-right:1px solid var(--line)}
.figures div + div{padding-left:18px}
.figures div:last-child{border-right:0}
.figures b{display:block;font-size:clamp(28px,3vw,40px);font-weight:700;letter-spacing:-.02em;line-height:1.1;font-variant-numeric:tabular-nums}
.figures span{font-size:14.5px;color:var(--ink-2);line-height:1.4;display:block;margin-top:6px}
@media (max-width:620px){.figures{grid-template-columns:1fr}.figures div{border-right:0;border-bottom:1px solid var(--line);padding-left:0!important}}

/* person */
.person{display:grid;grid-template-columns:5fr 7fr;gap:clamp(24px,5vw,72px);align-items:start}
.portrait{aspect-ratio:4/5;background:var(--panel-2);display:grid;place-items:center;text-align:center;color:var(--ink-3);font-size:14.5px;padding:24px}
.portrait b{display:block;font-size:20px;color:var(--ink-2);margin-bottom:4px}
.pull{font-family:var(--f-serif);font-size:clamp(21px,2vw,26px);line-height:1.45;color:var(--ink);border-left:3px solid var(--teal);padding-left:20px;margin:26px 0}
.byline{font-size:15px;color:var(--ink-3)}
.byline b{color:var(--ink);font-size:16px}
@media (max-width:860px){.person{grid-template-columns:1fr}.portrait{aspect-ratio:16/10}}

/* reviews */
.reviews{display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,5vw,72px);align-items:center}
.reviews .photo img{aspect-ratio:3/2}
.g-link{display:inline-flex;align-items:center;gap:16px;margin-top:22px;padding:10px 18px 10px 10px;border:1px solid var(--line);border-radius:var(--r);text-decoration:none;color:var(--ink);background:#fff}
.g-link:hover{border-color:var(--teal);color:var(--ink)}
.g-link img{width:88px}
.g-link b{display:block}
.g-link span{font-size:14px;color:var(--ink-3)}
@media (max-width:860px){.reviews{grid-template-columns:1fr}}

/* guides list */
.guides{list-style:none;margin:0;padding:0;border-top:2px solid var(--ink)}
.guides li{border-bottom:1px solid var(--line)}
.guides a{display:grid;grid-template-columns:150px 1fr;gap:20px;padding:22px 4px;text-decoration:none;color:var(--ink)}
.guides a:hover{background:var(--panel)}
.guides a:hover h3{color:var(--teal-dk)}
.guides .cat{font-size:13px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--teal-dk);padding-top:4px}
.guides h3{font-size:21px;margin-bottom:6px}
.guides p{margin:0;color:var(--ink-2)}
@media (max-width:620px){.guides a{grid-template-columns:1fr;gap:6px}}

/* contact strip */
.contact-strip{background:var(--panel);padding-block:clamp(48px,6vw,80px)}
.contact-strip .inner{display:grid;grid-template-columns:1.2fr .8fr;gap:clamp(24px,5vw,72px);align-items:end}
.contact-strip p{color:var(--ink-2);margin-top:12px;max-width:56ch}
.contact-strip .tel{display:block;font-size:clamp(28px,3vw,38px);font-weight:700;color:var(--ink);text-decoration:none;letter-spacing:-.01em;margin-bottom:14px}
.contact-strip .tel small{display:block;font-size:14px;font-weight:500;color:var(--ink-3);letter-spacing:0}
@media (max-width:860px){.contact-strip .inner{grid-template-columns:1fr}}

/* content pages */
.content-grid{display:grid;grid-template-columns:1fr 320px;gap:clamp(32px,6vw,88px);align-items:start}
.prose{max-width:720px}
.prose > h2{margin:52px 0 16px}
.prose > h2:first-child{margin-top:0}
.prose > p,.prose li{font-family:var(--f-serif);font-size:19px;line-height:1.6;color:var(--ink-2)}
.prose .ticks li,.prose .faq,.prose .table{font-family:var(--f-sans);font-size:17px}
.prose strong{color:var(--ink)}
.aside{position:sticky;top:110px;display:grid;gap:28px}
.aside-block{border-top:2px solid var(--ink);padding-top:16px}
.aside-block h3{font-size:17px;margin-bottom:10px}
.aside-block p{font-size:15.5px;color:var(--ink-2);margin-bottom:12px}
.aside-block .tel{display:block;font-size:26px;font-weight:700;color:var(--ink);text-decoration:none;margin-bottom:14px}
.aside-block .btn{width:100%}
.aside-links{list-style:none;padding:0;margin:0}
.aside-links a{display:block;padding:9px 0;border-bottom:1px solid var(--line);text-decoration:none;color:var(--ink);font-size:15.5px}
.aside-links a:hover,.aside-links a[aria-current="page"]{color:var(--teal-dk)}
.aside-links a[aria-current="page"]{font-weight:600}
@media (max-width:960px){.content-grid{grid-template-columns:1fr}.aside{position:static}}

.note{background:var(--teal-50);padding:18px 20px;margin:28px 0;font-size:16.5px;line-height:1.55;color:var(--ink)}
.note strong{color:var(--ink)}
.warning{border:1.5px solid var(--ink);padding:14px 18px;margin:28px 0;font-weight:600;font-size:15.5px;line-height:1.5;color:var(--ink)}

/* FAQ */
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:17px 44px 17px 0;font-weight:600;position:relative;color:var(--ink)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:12px;font-size:24px;font-weight:400;color:var(--teal-dk)}
.faq details[open] summary::after{content:"–"}
.faq .a{padding:0 0 18px;color:var(--ink-2)}

/* calculator */
.calc{display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--line-2)}
.calc-in{padding:clamp(22px,3.5vw,40px);display:grid;gap:28px}
.field{display:grid;gap:8px}
.field-top{display:flex;justify-content:space-between;align-items:baseline;gap:12px}
.field label{font-weight:600}
.field output{font-weight:700;font-variant-numeric:tabular-nums}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:26px;background:transparent;cursor:pointer;--p:50%}
input[type=range]::-webkit-slider-runnable-track{height:4px;background:linear-gradient(var(--teal-dk),var(--teal-dk)) 0/var(--p) 100% no-repeat,var(--panel-2)}
input[type=range]::-moz-range-track{height:4px;background:var(--panel-2)}
input[type=range]::-moz-range-progress{height:4px;background:var(--teal-dk)}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;border-radius:50%;background:#fff;border:2px solid var(--teal-dk);margin-top:-8px}
input[type=range]::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:#fff;border:2px solid var(--teal-dk)}
.calc-out{background:var(--panel);padding:clamp(22px,3.5vw,40px);display:grid;gap:22px;align-content:start;border-left:1px solid var(--line-2)}
.pay{font-size:clamp(48px,5.5vw,72px);font-weight:700;line-height:1;letter-spacing:-.03em;font-variant-numeric:tabular-nums}
.pay small{font-size:17px;font-weight:500;color:var(--ink-2);letter-spacing:0}
.ltv-bar{height:6px;background:var(--panel-2)}
.ltv-bar i{display:block;height:100%;background:var(--teal-dk);transition:width .3s}
.ltv-text{font-size:15.5px;margin-bottom:8px}
.stats{margin:0;border-top:1px solid var(--line-2)}
.stats div{display:flex;justify-content:space-between;padding-block:10px;border-bottom:1px solid var(--line-2)}
.stats dt{color:var(--ink-2)}
.stats dd{margin:0;font-weight:700;font-variant-numeric:tabular-nums}
.calc-note{font-size:14px;color:var(--ink-3);margin-top:16px;max-width:90ch}
@media (max-width:860px){.calc{grid-template-columns:1fr}.calc-out{border-left:0;border-top:1px solid var(--line-2)}}

/* contact page */
.contact-grid{display:grid;grid-template-columns:5fr 7fr;gap:clamp(28px,6vw,88px);align-items:start}
.contact-list{margin:0;border-top:2px solid var(--ink)}
.contact-list div{display:grid;grid-template-columns:1fr auto;gap:2px 12px;align-items:center;padding-block:14px;border-bottom:1px solid var(--line)}
.contact-list dt{grid-column:1/-1;font-size:13px;color:var(--ink-3);font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.contact-list dd{margin:0;font-size:21px;font-weight:700;overflow-wrap:anywhere}
.contact-list dd a{color:var(--ink);text-decoration:none}
.contact-list dd a:hover{color:var(--teal-dk)}
.copy{font:600 13px var(--f-sans);padding:7px 11px;border-radius:var(--r);border:1px solid var(--line-2);background:#fff;color:var(--ink-2);cursor:pointer}
.copy:hover{border-color:var(--teal);color:var(--teal-dk)}
.form{border:1px solid var(--line-2);padding:clamp(22px,3.5vw,40px);display:grid;gap:18px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.in{display:grid;gap:6px}
.in label{font-weight:600;font-size:15px}
.in input,.in select,.in textarea{font:inherit;font-size:16px;color:var(--ink);background:#fff;border:1.5px solid var(--line-2);border-radius:var(--r);padding:12px 14px;width:100%}
.in textarea{min-height:120px;resize:vertical}
.in input:focus,.in select:focus,.in textarea:focus{outline:none;border-color:var(--teal-dk);box-shadow:0 0 0 3px var(--teal-50)}
.form .consent{font-size:14px;color:var(--ink-3)}
.form-error{color:#A63D2A;font-size:15px;font-weight:600}
.form-done{background:var(--teal-50);padding:22px}
.form-done h2{font-size:24px;margin-bottom:8px}
.socials{display:flex;gap:18px;margin-top:22px;font-size:15.5px}
.socials a{font-weight:600}
@media (max-width:900px){.contact-grid{grid-template-columns:1fr}}
@media (max-width:520px){.row2{grid-template-columns:1fr}}

/* coverage map */
.map-svg{width:100%;height:auto;border:1px solid var(--line)}
.map-svg .ln{fill:none;stroke:var(--line-2);stroke-width:1.2}
.map-svg text{font:600 13px var(--f-sans);fill:var(--ink)}

/* article */
.article-meta{font-size:15px;color:var(--ink-3);margin-top:18px}

/* footer */
.site-footer{background:var(--foot);color:#C3CCC8;font-size:15px}
.foot-top{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:36px;padding-block:60px 40px}
.site-footer img{height:46px;width:auto;margin-bottom:18px}
.site-footer h4{font-size:14px;color:#fff;font-weight:600;margin-bottom:12px}
.site-footer ul{list-style:none;padding:0;margin:0;display:grid;gap:7px}
.site-footer a{color:#C3CCC8;text-decoration:none}
.site-footer a:hover{color:#fff;text-decoration:underline}
.reg{border-top:1px solid rgba(255,255,255,.14);padding-block:26px;font-size:13.5px;line-height:1.65;color:#9AA6A1}
.reg p{max-width:115ch}
.reg .warn{color:#fff;font-size:15px;font-weight:600}
.todo{display:inline-block;background:rgba(242,201,110,.14);color:#F2C96E;border:1px dashed rgba(242,201,110,.55);padding:3px 10px;font-size:13px}
.foot-base{border-top:1px solid rgba(255,255,255,.14);padding-block:18px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:13.5px;color:#9AA6A1}
@media (max-width:900px){.foot-top{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.foot-top{grid-template-columns:1fr}}

.skip{position:absolute;left:-999px;top:8px}
.skip:focus{left:16px;z-index:100;background:#fff;padding:10px 14px;border:2px solid var(--teal)}
.toast{position:fixed;left:50%;bottom:24px;transform:translate(-50%,16px);background:var(--ink);color:#fff;padding:12px 18px;border-radius:var(--r);font-size:14.5px;opacity:0;pointer-events:none;transition:.25s;z-index:80}
.toast.on{opacity:1;transform:translate(-50%,0)}

@media (prefers-reduced-motion:reduce){*,*::before,*::after{transition-duration:.001ms!important}html{scroll-behavior:auto}}
.index .item{display:grid;grid-template-columns:minmax(200px,1fr) 1.4fr;gap:24px;align-items:baseline;padding:22px 4px}
@media (max-width:720px){.index .item{grid-template-columns:1fr;gap:6px}}
.row > *,.intro-grid > *,.content-grid > *,.person > *,.reviews > *,.contact-grid > *{min-width:0}
.hdr-actions .btn .sm{display:none}
@media (max-width:520px){.hdr-actions .btn .lg{display:none}.hdr-actions .btn .sm{display:inline}.site-header .wrap{gap:12px}.hdr-actions{gap:10px}}
@media (max-width:380px){.hdr-actions .btn{display:inline-flex}}
@media (max-width:560px){.table{min-width:0}.table thead{display:none}.table tr{display:block;border-bottom:1px solid var(--line);padding-block:14px}.table td{display:block;border:0;padding:0}.table td.num{text-align:left;margin-top:6px}.table tbody{border-top:2px solid var(--ink);display:block}}

/* ================= v4: hand-crafted layer ================= */
body{background:var(--bg)}
body::before{content:"";position:fixed;inset:0;pointer-events:none;z-index:100;opacity:.35;mix-blend-mode:multiply;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='180' height='180'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='3' stitchTiles='stitch'/%3E%3CfeColorMatrix values='0 0 0 0 .45 0 0 0 0 .40 0 0 0 0 .32 0 0 0 .09 0'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E")}
p,li{text-wrap:pretty}
.hand{font-family:var(--f-hand);font-weight:500;color:var(--teal-dk);line-height:1.1;letter-spacing:.005em}

/* hand underline on a headline phrase */
.u-hand{background:url("../img/hand-underline.svg") left calc(100% + .02em)/100% .32em no-repeat;padding-bottom:.08em}

/* logo arc ornament */
.arc-orn{display:block;width:min(280px,60%);height:auto;margin:26px 0 0}

/* margin notes */
.note-hand{position:relative;display:inline-flex;align-items:flex-start;gap:8px;font-family:var(--f-hand);font-size:25px;color:var(--teal-dk);line-height:1.05;transform:rotate(-2deg)}
.note-hand img{width:54px;height:auto;flex:none;margin-top:4px}
.note-hand.flip img{transform:scaleX(-1)}

/* pinned paper tag with tape */
.tag-note{position:absolute;z-index:2;background:#FFFDF8;padding:16px 20px 14px;box-shadow:0 1px 0 rgba(0,0,0,.04),0 14px 30px -18px rgba(40,30,10,.45);transform:rotate(-2.2deg);max-width:250px}
.tag-note::before{content:"";position:absolute;top:-11px;left:50%;width:84px;height:24px;margin-left:-42px;background:rgba(214,203,176,.62);transform:rotate(3deg);box-shadow:0 1px 2px rgba(0,0,0,.06)}
.tag-note b{display:block;font-family:var(--f-hand);font-size:29px;font-weight:600;color:var(--ink);line-height:1}
.tag-note span{display:block;font-family:var(--f-hand);font-size:22px;color:var(--ink-2);line-height:1.1;margin-top:4px}

/* home hero refinements */
.home-intro{padding-bottom:clamp(28px,4vw,48px)}
.home-intro h1{font-size:clamp(42px,5.4vw,72px);letter-spacing:-.028em}
.hero-figure{position:relative;margin:0}
.hero-figure img{width:100%;height:clamp(300px,42vw,600px);object-fit:cover;object-position:50% 55%}
.hero-figure .tag-note{right:max(var(--gut),calc((100vw - var(--wrap))/2 + var(--gut)));bottom:-34px}
@media (max-width:700px){.hero-figure .tag-note{position:relative;right:auto;bottom:auto;margin:-28px var(--gut) 0 auto;display:block;width:max-content}}

/* inset image band (inner pages) */
.image-band{margin:0 0 clamp(8px,2vw,16px)}
.image-band img{width:100%;aspect-ratio:21/8;object-fit:cover;border-radius:var(--r)}
.image-band.tall img{aspect-ratio:16/9}

/* mounted print */
.print{margin:0;background:#FFFDF8;padding:12px 12px 14px;box-shadow:0 1px 0 rgba(0,0,0,.04),0 22px 44px -28px rgba(40,30,10,.5)}
.print img{width:100%;height:auto;aspect-ratio:4/3;object-fit:cover}
.print.portrait-crop img{aspect-ratio:4/5}
.print figcaption{font-family:var(--f-hand);font-size:22px;color:var(--ink-2);padding-top:8px;line-height:1.1}
.tilt-l{transform:rotate(-1.2deg)}
.tilt-r{transform:rotate(1.1deg)}

/* service index with thumbnails */
.index.thumbs a{grid-template-columns:104px minmax(170px,.9fr) 1.4fr 24px;align-items:center}
.index.thumbs .th{width:104px;height:74px;object-fit:cover;border-radius:2px;filter:saturate(.92);transition:filter .2s, transform .3s}
.index.thumbs a:hover .th{filter:saturate(1.05);transform:scale(1.03)}
.index.thumbs .th-blank{width:104px;height:74px;background:var(--panel-2);border-radius:2px}
@media (max-width:720px){.index.thumbs a{grid-template-columns:76px 1fr 20px;gap:4px 14px;align-items:start}.index.thumbs .th,.index.thumbs .th-blank{width:76px;height:58px;grid-row:1 / span 2}.index.thumbs h3{grid-column:2}.index.thumbs p{grid-column:2}.index.thumbs .arr{grid-column:3;grid-row:1 / span 2}}

/* process numbers, hand-circled */
.process li::before{font-family:var(--f-hand);font-weight:600;font-size:38px;color:var(--teal-dk);width:52px;height:52px;display:grid;place-items:center;
  background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 60 60' fill='none'%3E%3Cpath d='M31 5.5C17 4.8 6.2 15 6 29.4 5.8 44 16.8 54.6 31.2 54c14-.6 23.6-11.4 22.8-25.2C53.2 15.2 43.4 6.4 28.6 7.6' stroke='%230A8A71' stroke-width='1.6' stroke-linecap='round' opacity='.6'/%3E%3C/svg%3E") center/contain no-repeat}
.process li{grid-template-columns:72px 1fr 1.5fr;align-items:center}
@media (max-width:720px){.process li{grid-template-columns:60px 1fr}}

/* figures: pen note */
.figures-wrap{position:relative}
.figures-wrap .note-hand{position:absolute;right:0;top:-44px}
@media (max-width:620px){.figures-wrap .note-hand{position:static;margin-bottom:10px}}

/* fees note */
.fees-wrap{position:relative}
.fees-wrap .note-hand{position:absolute;right:-8px;top:-50px}
@media (max-width:900px){.fees-wrap .note-hand{position:static;margin-bottom:12px}}

/* reviews */
.stars{font-size:26px;letter-spacing:4px;color:var(--teal-dk);line-height:1;margin-bottom:14px}
.reviews .print img{aspect-ratio:3/2}

/* signature */
.signature{font-family:var(--f-hand);font-size:44px;color:var(--ink);line-height:1;margin-top:6px;transform:rotate(-2deg);display:inline-block}

/* person section with real image */
.person .print{align-self:start}

/* contact strip with photo */
.contact-strip{position:relative;overflow:hidden;background:var(--foot);color:#E7ECE9;padding-block:0}
.contact-strip .bg{position:absolute;inset:0}
.contact-strip .bg img{width:100%;height:100%;object-fit:cover;object-position:50% 45%;opacity:.42}
.contact-strip .bg::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(27,38,34,.96) 0%,rgba(27,38,34,.82) 48%,rgba(27,38,34,.35) 100%)}
.contact-strip .inner{position:relative;padding-block:clamp(56px,7vw,100px)}
.contact-strip h2{color:#fff}
.contact-strip p{color:#C9D3CF}
.contact-strip .tel{color:#fff}
.contact-strip .tel small{color:#AFBDB7}
.contact-strip .btn-secondary{border-color:rgba(255,255,255,.6);color:#fff}
.contact-strip .btn-secondary:hover{background:#fff;color:var(--ink)}
.contact-strip .note-hand{color:#BFE9DC;margin-top:18px}
.contact-strip .btn-primary:hover{background:#fff;color:var(--ink)}

/* footer arc */
.foot-arc{width:180px;opacity:.55;margin-top:10px}

/* intro with image (inner pages) */
.intro + .image-wrap{margin-top:-8px}
.image-wrap{padding-bottom:clamp(20px,3vw,32px)}

/* article hero image */
.article-img{margin:0 0 30px}
.article-img img{width:100%;aspect-ratio:16/9;object-fit:cover;border-radius:var(--r)}

@media (prefers-reduced-motion:reduce){.tilt-l,.tilt-r,.tag-note,.note-hand{transform:none}}
.prose .signature,.prose p.signature{font-family:var(--f-hand);font-size:46px;color:var(--ink);line-height:1;margin-top:4px}
.image-band img{object-position:50% 35%}
.note-hand{font-size:28px}
.tag-note b{font-size:33px}
.tag-note span{font-size:24px}
.contact-strip .bg img{opacity:.55}
.pull .signature{font-size:42px}

/* ================= v5 ================= */
/* icon service list */
.index.icons a{grid-template-columns:64px minmax(170px,.9fr) 1.4fr 24px;align-items:center}
.index.icons .ic{width:56px;height:56px;transition:transform .25s}
.index.icons a:hover .ic{transform:translateY(-2px) rotate(-3deg)}
@media (max-width:720px){.index.icons a{grid-template-columns:52px 1fr 20px;gap:4px 14px;align-items:start}.index.icons .ic{width:46px;height:46px;grid-row:1 / span 2}.index.icons h3{grid-column:2}.index.icons p{grid-column:2}.index.icons .arr{grid-column:3;grid-row:1 / span 2}}

/* full-bleed split: image edge-to-edge on one half */
.split{display:grid;grid-template-columns:1fr 1fr;min-height:clamp(440px,46vw,660px);border-top:1px solid var(--line)}
.split .media{position:relative;min-height:320px;background:var(--panel-2);overflow:hidden}
.split .media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform 1.4s ease}
.split:hover .media img{transform:scale(1.02)}
.split .body{align-self:center;padding-block:clamp(48px,7vw,104px);padding-left:clamp(28px,5vw,80px);padding-right:max(var(--gut),calc((100vw - var(--wrap))/2 + var(--gut)))}
.split.rev .media{order:2}
.split.rev .body{padding-right:clamp(28px,5vw,80px);padding-left:max(var(--gut),calc((100vw - var(--wrap))/2 + var(--gut)))}
.split .body > p:first-of-type{margin-top:16px}
.split .body .standfirst{margin-top:16px}
.split .body .link{margin-top:10px}
.split.panel-bg{background:var(--panel)}
@media (max-width:900px){.split{grid-template-columns:1fr}.split .media{aspect-ratio:4/3;min-height:0}.split.rev .media{order:0}.split .body,.split.rev .body{padding-inline:var(--gut)}}

/* full-bleed image band on inner pages */
.image-band.full{margin:0}
.image-band.full img{aspect-ratio:auto;height:clamp(260px,36vw,520px);border-radius:0}
.image-wrap.full{padding:0 0 clamp(8px,2vw,16px);max-width:none}

/* inline image in prose */
.inline-img{margin:30px 0 34px}
.inline-img img{width:100%;aspect-ratio:16/9;object-fit:cover;border-radius:var(--r)}

/* Greig portrait */
.greig{position:relative;max-width:440px;margin-inline:auto}
.greig picture img,.greig > img{width:100%;height:auto;border-radius:50%;display:block}
.greig .arc{position:absolute;left:-9%;right:-9%;bottom:-11%;width:118%;height:auto;pointer-events:none}
.greig figcaption{text-align:center;margin-top:44px;font-family:var(--f-hand);font-size:28px;color:var(--ink-2);line-height:1}
.avatar{width:56px;height:56px;border-radius:50%;flex:none}
.aside-block .who{display:flex;align-items:center;gap:12px;margin-bottom:10px}
.aside-block .who h3{margin:0}
.aside-block .who small{display:block;font-size:13.5px;color:var(--ink-3);font-weight:400}
.contact-strip .who{display:flex;align-items:center;gap:14px;margin-top:22px}
.contact-strip .who .avatar{width:64px;height:64px;box-shadow:0 0 0 3px rgba(255,255,255,.18)}
.contact-strip .who .note-hand{margin-top:0}
.contact-who{display:flex;align-items:center;gap:16px;margin-bottom:26px}
.contact-who .avatar{width:84px;height:84px}
.contact-who b{display:block;font-size:19px}
.contact-who span{color:var(--ink-3);font-size:15px}
.chip-plain{font-size:14.5px;padding:7px 13px;border:1px solid var(--line-2);border-radius:999px;color:var(--ink-2);background:var(--bg)}
.greig .arc{top:73%;bottom:auto;left:-11%;right:auto;width:122%}
.greig figcaption{margin-top:34px}
@media (max-width:860px){.greig{max-width:300px}}
.greig > img.arc{border-radius:0}

/* Compare links on shared client review pages. */
.uponup-compare-links{position:fixed;right:max(18px,env(safe-area-inset-right));bottom:max(18px,env(safe-area-inset-bottom));z-index:70;display:flex;flex-wrap:wrap;justify-content:flex-end;gap:9px;max-width:calc(100vw - 24px)}
.uponup-compare-link{display:inline-flex;align-items:center;justify-content:center;gap:12px;min-height:43px;padding:9px 14px 9px 17px;border:1px solid #111710;border-radius:999px;color:#111710;font:700 13px/1.1 var(--f-sans);letter-spacing:-.01em;text-decoration:none;box-shadow:0 7px 24px rgba(16,25,17,.2);transition:transform .2s ease,box-shadow .2s ease;white-space:nowrap}
.uponup-compare-link--old{background:#ff6b50}
.uponup-compare-link--uponup{background:#d8ff47}
.uponup-compare-link:hover{transform:translateY(-2px);box-shadow:0 10px 28px rgba(16,25,17,.25);color:#111710}
.uponup-compare-link:focus-visible{outline:3px solid #111710;outline-offset:3px}
.uponup-compare-link span:last-child{font-size:17px;line-height:1}
@media(max-width:620px){.uponup-compare-links{right:max(12px,env(safe-area-inset-right));bottom:max(12px,env(safe-area-inset-bottom));gap:7px}.uponup-compare-link{min-height:40px;padding:8px 11px 8px 13px;gap:8px;font-size:12px}}
@media(prefers-reduced-motion:reduce){.uponup-compare-link{transition:none}}