Independent mortgage advice in Bristol and Bath
Greig Portingale compares mortgages from across the market to find the right one for you, whether you’re buying your first home, remortgaging, investing, or have been turned down elsewhere.
Or call Greig on 0117 990 2887
- Broker fee
- £0for first-time buyers and like-for-like remortgages
- Lenders
- Whole of market, not tied to any lender
- Experience
- More than 15 years in financial services
- Appointments
- At your home, by video or by phone
- Google rating
- Five stars
What we can help with
Mortgage, protection and will writing advice for people across Bristol, Bath and the rest of the UK.
First-time buyers
Mortgages from a 5% deposit. No broker fee for straightforward first-time buyer cases.
Remortgages
Compare your lender’s offer with the whole market before your current deal ends. No broker fee for like-for-like remortgages.
Moving home
Whether to keep your current deal or take a new one, and how much you can borrow before you make an offer.
Buy to let
For first-time and portfolio landlords, in your own name or through a limited company.
Bad credit mortgages
Lenders that will consider CCJs, defaults, missed payments and debt management plans.
Self-employed mortgages
For sole traders, company directors and contractors.
Equity release
For homeowners aged 55 and over who want to release money from their home.
Life insurance and protection
Life cover, critical illness cover and income protection.
Will writing
Make sure your estate goes to the people you choose.
Mortgages if you have bad credit
Being turned down by one lender doesn’t mean every lender will say no. Specialist lenders have an underwriter look at your circumstances in full: what happened, how long ago, and how you’ve managed since.
We work with lenders that consider CCJs, defaults, missed payments, debt management plans and unpaid utility bills. Your rent history can help, too.
Some lenders will count this
Your adviser: Greig Portingale
Greig owns and runs Bristol and Bath Financial Services. He has lived in Bristol all his life and has worked in financial services for more than 15 years.
“I’m passionate about mortgages and about doing the right thing for the people I help.”
Greig
He’s qualified in mortgages, protection and equity release. You deal with him directly from your first appointment to completion.
Free first appointment
We talk through your plans and circumstances at your home, by video or on the phone.
Search the market
We compare mortgages from across the market, including deals only available through brokers.
Recommendation
We recommend the mortgage that suits you and explain the full cost, including any product fees.
Application
We submit the application and deal with the lender, valuer, solicitor and estate agent for you.
Completion and review
Once your mortgage completes, we contact you again before your deal ends to review it.
Our fees
Most of our clients pay us nothing. When a fee applies, we agree it with you before we start.
Most clients pay nothing| Type of mortgage | Our fee |
|---|---|
| First-time buyer mortgageAn individual or couple buying their first home with their own savings or a gifted deposit | No fee |
| Like-for-like remortgageA remortgage with the same borrowing | No fee |
| Buy to let, bad credit and other non-straightforward mortgagesDepends on your situation | Typically £376–£585 |
| Right to Buy, self-build, gifted equity and concessionary purchases | May be charged £376 |
| Equity releaseCharged on completion | Typically £995 |
Lenders may also charge their own product fees. We’ll tell you whether a product fee is worth paying compared with a fee-free deal.
Rated five stars on Google
Homeowners, landlords and families across Bristol, Bath and further afield have reviewed Greig’s service on Google.
- Bad credit
Can I get a mortgage with a CCJ?
How specialist lenders assess applicants with a County Court Judgment, and why your rent history matters.
- Rates
Should I choose a fixed or variable rate?
How each type works, what they cost, and how to decide which suits your budget.
- First-time buyers
What are the steps to buying my first home?
From saving a deposit to completion day, in the order things happen.
Book a free first appointment
Meet Greig at home, speak by video or do it all over the phone, at a time that suits you. There’s no charge and no obligation.
